Terms and Conditions

Last updated: 24 April 2017

These Terms and Conditions apply when you use the Easy Loan Financials website (hereinafter “Service”) or loan connection services provided by Easy Loan Financials.

Terms & Conditions and Terms of Use

By using this Service, you agree to be bound by the terms and conditions below. Please read them carefully. If you do not agree, do not access or use this Service. This Service is operated by Easy Loan Financials.

Services and Products on Offer

You understand and agree that Easy Loan Financials is not a lender and is not the creditor or issuer of the loan products listed on this Service. Any additional services or products shown on this site after your loan request are offered solely by independent third-party vendors or service providers.

Submitting your information does not guarantee that you will be connected with a lender or that you will be approved for a loan.

Credit Authorization

You authorize that:
(a) Easy Loan Financials may obtain your consumer and related information from credit reporting agencies,
(b) your information may be shared with lenders or service providers for potential loan offers,
(c) your data may be used to verify your identity and assess your debt-to-income ratio,
(d) third-party lenders and/or service providers may also obtain your credit report from agencies like TransUnion, Experian, and Equifax.

Security

While we take steps to protect your data, we cannot guarantee that information will not be intercepted. Easy Loan Financials is not responsible for any unauthorized access to your data.

Cookies

This Service uses cookies and server logs to track site usage—like time spent, pages visited, and referring websites. These are used for improving user experience and are not linked to personal identifiers.

Service Use

This Service is offered free to you. Easy Loan Financials may be compensated by third-party lenders or service providers but this does not affect your loan options or experience on the site.

Limitation of Liabilities and Warranties

THE SERVICE AND ITS CONTENT ARE PROVIDED “AS IS.” EASY LOAN FINANCIALS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR MERCHANTABILITY. EASY LOAN FINANCIALS AND ITS PARTNERS SHALL NOT BE LIABLE FOR ANY DAMAGES—INCLUDING INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES—RESULTING FROM YOUR USE OF THIS SERVICE.

Indemnity

You agree to indemnify Easy Loan Financials and any of its service providers for any damages or costs resulting from your use or misuse of this Service.

SMS Marketing

By opting in to mobile marketing, you authorize Easy Loan Financials and its partners to send SMS messages to your device. Standard message and data rates may apply. You must follow opt-out instructions to unsubscribe. By subscribing, you waive the right to file claims with agencies like the FTC or FCC.

You confirm that:

• You are at least 18 years old

• You own or are authorized to use the mobile number submitted

• You understand this may override any Do-Not-Contact registry

To unsubscribe, follow instructions in the message or contact the sender directly. Opting out with Easy Loan Financials does not unsubscribe you from third parties.

Disputes and Resolution

Any dispute regarding these Terms must be submitted to arbitration with the American Arbitration Association (AAA) in your county. The arbitrator has full authority to resolve all disputes.

Opt-Out Option: You may opt out of arbitration and class-action waivers within 30 days of registering by submitting a written notice.

By accepting these Terms, you WAIVE your right to:

• A jury trial

• Participate in any class action lawsuit