E-Consent

Last Updated: [Insert Current Date]
Effective from: November 27, 2017

This Electronic Consent Agreement (“E-Consent”) explains your rights and obligations when consenting to electronic signatures, disclosures, and communications. Please read this information carefully and retain a copy for your records.

1. Introduction

By submitting your information to 247 Credit Now® to be connected with third-party lenders, you consent to the use of electronic signatures, electronic records, and electronic disclosures (“Disclosures”).

This consent allows us and our third-party lenders to interact with you electronically and provide documents, notices, and agreements via email or through our or their websites.

By clicking “Submit” or otherwise affirming consent, you acknowledge that:

• You have received this E-Consent,

• You understand its terms, and

• You agree to conduct transactions electronically.

2. Option for Paper Records

If you prefer paper copies of Disclosures:

• You may request them directly from the third-party lender.

• Some lenders may charge a fee for paper copies.

• Lenders are responsible for retaining these records as required by law.

3. Scope of Your Consent

Your consent applies to:

• All interactions with 247 Credit Now and any third-party lenders you may be connected with.

• Any communications conducted electronically via desktops, laptops, smartphones, or tablets.

• All electronic notices, disclosures, contracts, and other documents provided throughout the transaction process.

Disclosures may be delivered through email or made available on our or the lender’s website.

4. Consenting to Conduct Business Electronically

Before agreeing to receive and sign documents electronically, please ensure you have the necessary technology.

5. Hardware and Software Requirements

To access and retain electronic Disclosures, you will need:

• A computer, smartphone, or tablet with Internet access

• A current web browser that supports 128-bit encryption (e.g., Chrome®, Firefox®, Safari®, Edge®)

• An active email account

• A PDF reader (e.g., Adobe® Acrobat Reader)

• Either a printer or digital storage to save copies of the documents

Contact the lender directly with any questions about these requirements.

6. Withdrawal of Consent

• You cannot withdraw this E-Consent for the initial loan request submitted through our service as it is a one-time transaction.

• If you’re connected with a lender, you may withdraw your consent directly with them at any time.

• Withdrawing consent before completing a loan may affect your eligibility for that loan.

Withdrawal will not affect the legal validity of any Disclosures provided before your withdrawal.

7. Updating Your Contact Information

It is your responsibility to keep your email and mailing address up to date with any third-party lender.

You may update your contact information:

• By logging into the lender’s website

• Or by sending them a written notice via mail

8. Your Ability to Access Electronic Records

By submitting your information, you confirm:

• You can access and read this E-Consent and any electronic Disclosures in the formats described above

• You consent to use electronic signatures and receive all records and notices electronically

• You may request paper copies at no charge from the third-party lender

If you do not wish to proceed electronically, simply do not submit your information.

9. Final Acknowledgment and Consent

By clicking “Submit,” “Continue,” or any similar action button, you confirm that:

• You’ve read and understood this E-Consent

• You agree to do business electronically

• You consent to use electronic signatures

• You consent to receive electronic records and communications

• You understand that your consent is required to use this online service

If you do not agree, please exit the website and discontinue use of the Service