Privacy Policy

Effective Date: June 2, 2020
Last Updated: [Insert Current Date]

Thank you for visiting 247 Credit Now®. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our website and loan connection services (the “Service”).

By accessing or using the Service, you agree to this Privacy Policy.

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1. Who We Are

This Service is operated by 247 Credit Now®, a loan connection service. Throughout this policy, the terms “Company,” “we,” “us,” and “our” refer to 247 Credit Now®. “You” and “your” refer to the user of our services.

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2. Information We Collect

We collect both personally identifiable information and non-personally identifiable information.

a. Personally Identifiable Information

We may collect the following types of personal information when you submit a loan request or use our services:

• Full name, email address, home and mailing address, phone number(s)

• Date of birth, Social Security Number, driver’s license, and other ID details

• Employment and income details, such as employer name, job title, time employed

• Banking information (bank name, routing and account number, time with bank)

• Housing status, mortgage/rent payments, time in residence

• Credit score range, bankruptcy history, and other financial data

This information is used to connect you with participating lenders, validate your identity, and facilitate potential loan offerings.

b. Non-Personally Identifiable Information

We may also collect anonymous information such as:

• IP address, browser type, device type, operating system

• Access times, pages visited, time spent on site, referring URLs

• Cookies and tracking technologies

This information helps improve the performance and user experience of our Service.

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3. Cookies and Third-Party Tracking

We use cookies and work with third-party advertising networks (like Google) to deliver Interest-Based Advertising (IBA). These technologies track user behavior to provide more relevant ads and gather usage data.

You can manage or opt-out of IBA through the following resources:

• Network Advertising Initiative Opt-Out

• Google Ads Settings

• Google Analytics Opt-Out Tool

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4. How We Use Your Information

We may use the collected information to:

• Connect you with participating lenders and financial service providers

• Process your loan request and assess eligibility

• Communicate with you about products, offers, and promotions

• Improve our Service and customer experience

• Prevent fraud, ensure security, and comply with legal obligations

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5. How We Share Your Information

Your information may be shared in the following situations:

• With lenders and service providers to process your loan request

• With marketing partners offering financial and related services

• As required by law, regulation, legal process, or government request

• In connection with business transfers such as a sale, merger, or bankruptcy

• To prevent fraud or address technical/security issues

By submitting your information, you consent to be contacted by phone, email, or SMS — even if your number is on a federal or state Do-Not-Call list.

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6. Your Choices and Rights

a. Access and Update

You can request access to, update, or correct your personal information by contacting us via our Contact Page or mailing address below.

b. Opt-Out of Marketing

To stop receiving promotional communications, follow the unsubscribe instructions in our emails or contact us directly.

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7. California Residents – Your CCPA Rights

If you’re a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

a. Right to Know

You may request details about:

• Categories of personal information collected

• Sources of that information

• Business or commercial purpose for collecting it

• Third parties we share it with

b. Right to Delete

You may request that we delete your personal information, subject to legal and operational exceptions.

c. Right to Opt-Out

You may opt out of having your personal information sold or shared with third parties for marketing.

d. Right to Non-Discrimination

We will not deny services, charge different rates, or provide different quality due to the exercise of your privacy rights.

e. How to Submit Requests

To exercise your CCPA rights, contact us via our Contact Page or by mail at:

Stop Go Networks Limited
515 E Las Olas Boulevard, Suite 120
Fort Lauderdale, FL 33301

We may need to verify your identity before processing your request.

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8. Data Security

We use physical, electronic, and administrative safeguards to protect your data, including:

• SSL encryption for data transmission

• Firewalls and secured servers

• Restricted access protocols

However, no method of transmission or storage is 100% secure. Please protect your login credentials and use caution when sharing information online.

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9. Children’s Privacy

Our Service is not intended for children under the age of 13. We do not knowingly collect data from children.

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10. Third-Party Links

This website may contain links to external sites. We are not responsible for their content or privacy practices. Please review the privacy policies of those third-party websites separately.

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11. Do Not Track Signals

We do not respond to “Do Not Track” browser settings.

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12. Policy Updates

We may update this Privacy Policy periodically. Changes will be posted on this page with the updated effective date. Continued use of the Service constitutes acceptance of those changes.

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13. Contact Us

If you have questions or concerns about this Privacy Policy, contact us:

• Through our Contact Us

• Or by certified mail at:
  Stop Go Networks Limited
  515 E Las Olas Boulevard, Suite 120
  Fort Lauderdale, FL 33301